Experience has shown that students living and studying in Apeldoorn spend approximately €800 a month, however in Amsterdam this can be up to €1,000 a month. This amount is needed to cover daily expenses, meals, accommodation costs, insurance, study books etc. This estimate does not include tuition fees and unforeseen costs, and should be used as a general indication of the costs of living. How much money you will actually need depends on your life style. The costs for housing, for example, may differ considerably. Also, if you plan to travel during your stay, you will obviously need more money.